A Dedicated Client Vault is an on-chain yield vault individually assigned to a single client. Your assets sit in your own vault , they are never co-mingled with those of other clients. Each vault is individually operated under your mandate by Tesseract Investment Oy, a MiCA-authorized CASP. The vault infrastructure is built on IPOR Fusion's audited Plasma Vault architecture.
Book a call with our team to discuss your requirements, risk profile, and timeline. We’ll guide you through KYC/KYB onboarding, vault configuration, and asset transfer. Typical timeline from first conversation to vault deployment is two to four weeks.
Each vault is a dedicated smart contract instance assigned to one client. There is no shared pool. Your assets, your returns, and your risk exposure are attributable solely to your vault. Segregation is a structural property of the architecture, not an operational overlay.
Vaults are deployed across a curated set of audited lending and yield protocols. Tesseract’s risk team selects and monitors all venues for security, liquidity, and concentration risk. Specific protocol allocations vary by vault strategy and market conditions.
You receive monthly reports covering yield, deployment allocation, fees, and any vault actions taken during the period. Dashboard access provides real-time visibility into your vault balance and performance.
A fund pools capital from multiple investors into a shared portfolio. A Dedicated Client Vault does neither. Each vault is a single smart contract assigned to one client. There is no pooled capital, no shared portfolio, and no fungible units. Vault tokens are non-transferable — They represent a balance in your vault, not a share in a collective scheme. Tesseract Investment Oy operates each vault individually under MiCA CASP authorization, not under a fund management license.
Your assets are allocated to a dedicated on-chain vault structure associated with your account. While assets are deployed into DeFi protocols to generate yield, they remain owned by your vault at all times. Tesseract operates the vault and has the technical ability to move assets between the vault and approved protocol addresses (e.g. DeFi smart contracts) in order to implement the agreed investment strategy. This includes deploying, rebalancing, and withdrawing positions. All protocol interactions are restricted to whitelisted protocols, governed by Tesseract's internal controls and governance processes. Withdrawals from the dedicated client vault to external wallets can only be made to your own wallet address that you have whitelisted. All transactions are recorded on-chain and are fully auditable
Tesseract's risk team actively monitors all deployed venues for security signals including TVL changes, governance proposals, and smart contract anomalies. If a risk threshold is breached, positions can be unwound proactively. Vaults are deployed only to established, audited lending protocols, and protocol selection is governed by a formal whitelisting process with multi-signature approval. However, smart contract risk cannot be fully eliminated. DeFi lending involves inherent protocol-level risks that differ from traditional counterparty risk, and clients should understand this distinction.
Dedicated Client Vaults work with your existing custody setup — no migration required. You connect via your custodian's wallet (WalletConnect or similar). Your custodian may need to whitelist the vault contracts, but beyond that there's no implementation on your side. For custodians who want visibility into vault performance, a reporting API is available. We support multiple custodians across different vault instances for the same client.
Returns are generated through active portfolio management. Tesseract deploys stablecoins into DeFi lending protocols and liquidity venues — yield derives from protocol-level activities including borrower interest, trading fees, and liquidity incentives. This is not interest on the stablecoin itself and is not related to the stablecoin issuer's reserve management. Returns are variable and performance-dependent.
