We partner with a wide range of institutional clients, including custodians, crypto exchanges, wallet providers, fintechs, brokerages, and asset managers. Our solutions - Earn API and Earn Direct - are built to integrate seamlessly into both regulated and non-regulated environments. As a MiCA-licensed Crypto Asset Service Provider supervised by the FIN-FSA, we ensure every partnership operates within a secure and fully compliant framework.
Earn API: Ideal for regulated businesses with strong technology and compliance capabilities. This model enables branded yield integration through our API while allowing partners to manage their own KYC/AML obligations.
Earn Direct: Designed for partners that prefer a turnkey solution. In this model, we handle the entire compliance process - including KYC, KYB, KYT, and ongoing transaction monitoring - ensuring full regulatory coverage while enabling rapid deployment.
As a MiCA-licensed and Fin-FSA supervised Crypto Asset Service Provider, we are legally obligated to conduct Know Your Customer (KYC) and Know Your Business (KYB) checks.
These procedures are central to our anti-money laundering (AML) and counter-terrorist financing (CTF) and OFAC compliance obligations under both EU and Finnish regulation. By verifying the identity and background of all clients and counterparties, we ensure compliance with MiCA requirements, safeguard the integrity of our platform, and help prevent the misuse of digital assets for illicit purposes.
As part of our MiCA licensing obligations, we must assess whether investment products are suitable for each client based on their profile, financial situation, and risk appetite when providing investment advice or offering Managed DeFi solutions.
The suitability questionnaire enables us to align product offerings with regulatory requirements around investor protection while also ensuring responsible distribution. Beyond compliance, this process helps us build long-term, transparent relationships with our partners and their end-clients by ensuring that risks are clearly understood and that products are matched appropriately.
We provide a suite of institutional-grade yield services tailored to different risk and return profiles:
Lending: Generate yields through lending to vetted institutional borrowers, supported by delta-neutral strategies, third-party custodial collateral, portfolio diversification, and flexible withdrawal terms.
Managed DeFi: Access a dynamic, actively managed multi-strategy service that combines yield farming, staking, liquidity provision, arbitrage, and other opportunities - designed to optimize returns while managing DeFi-specific risks.
BTC Staking: Unlock the potential of your Bitcoin holdings with our innovative staking solution. This product allows you to put your BTC to work while maintaining institutional-grade security - helping your assets generate more without compromising safety.
We support a broad spectrum of digital assets for both Lending and Managed DeFi strategies, including Bitcoin, Ethereum, USDC, USDT, and a wide range of altcoins (e.g., Litecoin, Solana, Cardano, Polkadot, Avalanche, Dogecoin, DAI, ATOM, NEAR, Kusama), with the option to consider additional assets depending on market conditions.
Our offerings prioritize institutional-grade security and transparency:
All assets are held with trusted custodians under segregated wallets.
Regulated by Finland's Financial Supervisory Authority (Fin-FSA) under the Markets in Crypto-Assets Regulation (MiCA) and holds ISO 27001 and SOC 2 certifications.
Lending employs delta-neutral strategies and borrower diversification to minimize volatility and concentration risk.
We maintain a 7-year track record with deep integration into institutional players like Bitstamp.
Earn API: Tailored for full integration, Earn API connects seamlessly with your systems. Deployment is typically completed within 2-3 weeks (14–21 days), depending on scope and technical requirements. Earn Direct: Launch on your terms - choose a white-label setup under your brand, a Tesseract-branded option, or deploy your treasury funds directly. Treasury use can begin within hours of KYB approval, while branded or white-label integrations usually go live in about a week (≈7 days).
We deliver institutional-grade yield solutions from a foundation of regulation, security, and deep risk management experience. Highlights include:
MiCA-licensed Crypto-Asset Service Provider (CASP) supervised by the Finnish Financial Supervisory Authority (Fin-FSA), with ISO 27001 and SOC 2 certifications.
Sophisticated lending and DeFi strategies designed to balance yield and safety.
Flexible integration models catering to both regulated and non-regulated partners.
Seven+ years of track record and collaboration with names like Bitstamp.
