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Tesseract

Earn digital asset yield, or offer it to your users.

The bar for where serious capital can responsibly deploy has moved. Tesseract runs two products to meet it: Vaults, individually managed on-chain, and Lending to vetted institutional borrowers. For treasuries, family offices, and funds, and for the exchanges, wallets, and fintechs that serve their users.

Regulatory status
MiCA-Authorized
CASP · Tesseract Investment Oy
Lending volume
$2.5B+
Cumulative loan originations
Operating record
Operating since 2018
Through multiple market cycles
Security
ISO 27001 · SOC 2 Type II
Technology platform · Tesseract Earn Oy

Trusted by

BitGo
Bitstamp
21Shares
HiGlobe

Our yield solutions.

Two products. Two ways to earn yield, both operated to institutional-grade standards.

Illustrative figures

Discretionary on-chain portfolio management

Vaults

One client, one vault. Allocate your own capital, or offer the same structure to your clients. Each vault deploys to vetted DeFi venues under a segregated mandate, run by Tesseract Investment Oy as a MiCA-authorized discretionary portfolio manager.

BitGo
21Shares

MiCA-Authorized · Tesseract Investment Oy · Helsinki

Institutional counterparty lending

Lending

Earn on your own holdings, or run an earn program for your users under your brand. We run the book: vetted institutional borrowers, structured credit, settlement, and reporting.

Bitstamp
HiGlobe

Tesseract Earn Oy · Helsinki · Not a regulated financial service

Built for institutional scrutiny.

Regulated where it matters

Tesseract Investment Oy is MiCA-authorized as a Crypto-Asset Service Provider, supervised by the Finnish Financial Supervisory Authority. The regulated foundation that institutional buyers underwrite against before capital moves. Lending is operated by Tesseract Earn Oy (registered in Finland and not a regulated financial service), to the same operating discipline.

Operating discipline, hard-won

Operating since 2018, refined through multiple market cycles. Eight years of running institutional yield infrastructure. Discipline you can't shortcut.

Defense in depth

ISO/IEC 27001:2022 certified and SOC 2 Type II audited three years running, held by Tesseract Earn Oy, the group's technology platform. Custody-bound flows, layered controls and a full audit trail. The certifications give buyers something they can verify, and the architecture gives them controls they can defend to their own teams.

Transparency, by design

Comprehensive reporting on yield generation, capital deployment and position-level risk. Clear lines of sight from outcomes back through the operating model. The risk-management discipline an investment committee need to know what they own and how it's behaving.

Get in touch

Digital asset yield your team can defend.

Talk to our team about the right structure, controls and onboarding path for your organization.